MSHDA Home Improvement Loan

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for Michigan homeowners to fund repairs, accessibility modifications, and energy improvements. Loans offered at below-market rates with flexible terms for qualified borrowers.

Loan amount based on project scope and borrower creditworthiness

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for home repairs and improvements
  • Available to Michigan homeowners statewide
  • Income limits vary by household size and county
  • Competitive interest rates below market
  • Can be used for accessibility modifications

How to Apply

A grant-savvy contractor in Hamtramck, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hamtramck early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hamtramck, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs