USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans to very-low and low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Must be unable to obtain affordable credit elsewhere. Up to 20-year repayment term at 1% fixed interest.

Loan amount for major home repairs at 1% interest over 20 years

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Income at or below 80% AMI required
  • Must be in USDA-eligible rural area
  • Up to 20-year repayment term
  • Covers major home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(956) 447-5900

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Deadline: Applications accepted year-round

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