Home Improvement Grants in Harlingen.

Find grants, rebates, forgivable loans, and free programs for Harlingen, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Harlingen, TX, with individual awards up to $200,000. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Texas Weatherization Assistance Program (WAP)

Federally-funded program that reduces energy costs for low-income households through improvements like insulation, air s...

Weatherization
Up to $35,000 forgivable loan

Harlingen Owner-Occupied Housing Rehabilitation

Provides forgivable loans to low- and moderate-income homeowners in Harlingen for major home repairs and rehabilitation....

Home Repair
Up to $10,000 grant

Harlingen Emergency Home Repair Grant

Provides emergency repair grants for very low-income owner-occupants facing immediate health and safety hazards. Priorit...

Emergency
Up to $25,000 forgivable loan

Harlingen ADA Accessibility Modification Program

Provides forgivable loans to low-income homeowners for accessibility modifications to accommodate persons with disabilit...

Seniors & Disability
Up to $5,000 cost-share

Harlingen Sewer Lateral Repair Program

Cost-share program to help homeowners repair or replace damaged private sewer laterals connecting to the city main. City...

Home Repair
Up to $7,500 grant

Harlingen Senior Home Repair Assistance

Grant program for senior homeowners age 62+ to make critical home repairs and aging-in-place modifications. Priority for...

Seniors & Disability
Up to $1,200 rebate

Magic Valley Electric HVAC Efficiency Rebate

Rebates for Magic Valley Electric members who install qualifying high-efficiency HVAC systems. Up to $400 per ton for he...

Energy
Up to $500 rebate

Magic Valley Electric Insulation Rebate

Rebate for Magic Valley Electric members who add insulation to their homes. Covers attic, wall, and floor insulation upg...

Weatherization
Up to $2,000 credit

Magic Valley Electric Solar Interconnection Credit

One-time interconnection credit for Magic Valley Electric members who install qualifying residential solar PV systems. M...

Solar/Renewable
Up to $400 rebate

Magic Valley Electric Heat Pump Water Heater Rebate

Rebate for Magic Valley Electric members who purchase and install ENERGY STAR certified heat pump water heaters. Minimum...

Energy
Free lead hazard removal

Texas Lead-Based Paint Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under age 6 or pregnant women. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans to very-low and low-income homeowners in eligible rural areas to repair, improve, or modernize their ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Must be unabl...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...

Veterans
Up to $30,000 per unit

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA for housing rehabilitation of owner-occupied homes. Provides forgivable loans o...

Home Repair
Varies, tax reduction

Cameron County Senior Property Tax Exemption

Property tax exemption for homeowners age 65 and older. Additional exemption amount added to standard homestead exemptio...

Property Tax Relief
Varies, tax reduction

Cameron County Disability Property Tax Exemption

Property tax exemption for homeowners who are disabled as defined by Social Security Administration. Additional exemptio...

Property Tax Relief
Tax ceiling freeze

Cameron County Tax Ceiling for Seniors and Disabled

Property tax ceiling that freezes school district taxes at the amount paid in the year the senior or disability exemptio...

Property Tax Relief
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your primary or secondary resid...

Solar/Renewable
Up to $200,000

Texas General Land Office Disaster Recovery Program

HUD Community Development Block Grant Disaster Recovery funds for homeowners impacted by federally-declared disasters. P...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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