USDA Section 504 Home Repair Loan

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. While Harrison is not classified as rural, outlying properties may qualify. Contact USDA to verify address eligibility.

20-year loan at 1% fixed interest rate

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • For very low-income homeowners (50% AMI)
  • 20-year repayment term
  • Address must be in eligible rural area
  • Covers essential repairs and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 477-6437

A grant-savvy contractor in Harrison, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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