CHFA Homeownership & Rehabilitation Loan Programs

About This Program

The Connecticut Housing Finance Authority offers below-market 30-year fixed mortgages and down payment assistance to income-eligible first-time homebuyers in Hartford. CHFA also offers rehabilitation loans for purchase-rehab projects and a Disabled Persons Homeownership Mortgage. The Time to Own program provides forgivable second mortgages for down payment and closing costs for income-qualifying families.

Down payment assistance and below-market rates reduce total borrowing cost.

Key Details

• Below-market 30-year fixed mortgage for first-time homebuyers
• Down payment assistance through Time to Own program
• Disabled Persons Homeownership Mortgage available
• Rehabilitation loan program for purchase-plus-repair
• Apply through a CHFA-approved participating lender

How to Apply

Deadline: No deadline; apply through CHFA-approved lender