Federal Housing Administration (FHA) / HUD
The FHA 203(k) loan allows homebuyers and existing owners in Hartford to finance both the purchase (or refinance) and renovation in a single mortgage. The Limited 203(k) covers minor repairs up to $75,000; the Standard 203(k) accommodates major structural and systems work up to the county FHA loan limit of $806,500. Hartford's older housing stock makes this program particularly valuable. Minimum 3.5% down payment required.
Limited: up to $75,000 rehab; Standard: major work up to county FHA loan limit.
Deadline: No deadline; apply through FHA-approved lender
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs