FHA 203(k) Rehabilitation Mortgage

About This Program

The FHA 203(k) loan allows homebuyers and existing owners in Hartford to finance both the purchase (or refinance) and renovation in a single mortgage. The Limited 203(k) covers minor repairs up to $75,000; the Standard 203(k) accommodates major structural and systems work up to the county FHA loan limit of $806,500. Hartford's older housing stock makes this program particularly valuable. Minimum 3.5% down payment required.

Limited: up to $75,000 rehab; Standard: major work up to county FHA loan limit.

Key Details

• Combines purchase/refi + renovation in one loan
• Limited: up to $75,000 rehab for minor repairs
• Standard: major structural work up to county FHA limit
• Minimum 3.5% down payment; FHA credit requirements apply
• Hartford's older housing stock well-suited for this program

How to Apply

Deadline: No deadline; apply through FHA-approved lender