USDA Section 504 Home Repair Loans & Grants

About This Program

USDA Section 504 provides loans at 1% interest up to $40,000 to very-low-income homeowners in eligible rural areas for critical repairs, with grants up to $10,000 for homeowners age 62+ to address health and safety hazards (combined limit $50,000). While Hartford's urban core is generally ineligible, homeowners in surrounding rural communities of Hartford County should check eligibility using the USDA map tool.

Loan: up to $40,000 at 1%; Grant (62+): up to $10,000; combined max $50,000.

Key Details

• Must be in an eligible rural area (check USDA eligibility map)
• Very-low income required (below 50% AMI)
• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for homeowners age 62+
• Hartford suburbs may qualify; verify at rd.usda.gov

How to Apply

Deadline: Open; contact local USDA Rural Development office