FHA Energy Efficient Mortgage (EEM)

Federal Housing Administration

Available Energy Assistance

About This Program

FHA mortgage program allowing homebuyers to finance energy-efficient improvements into their home loan. Can add cost of improvements to mortgage without increasing down payment requirement.

Additional mortgage amount for energy efficiency improvements, up to limit

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Finance energy improvements into FHA mortgage
  • Up to $8,000 or 5% of home value
  • No additional down payment required
  • Covers HVAC, insulation, windows, solar, more
  • Available through FHA-approved lenders

How to Apply

A grant-savvy contractor in Haughton, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Haughton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Available through FHA-approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Haughton, LA

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