NJHMFA HomeKeeper Program

New Jersey Housing and Mortgage Finance Agency

Waitlist Home Repair

About This Program

Forgivable home improvement loans for New Jersey homeowners with income up to 80% AMI. Covers necessary repairs to maintain safe and sanitary housing. Loan is forgiven after 10 years of continued owner-occupancy.

Forgivable loan, no repayment if you stay in the home 10 years

Key Details

  • Forgivable loan up to $10,000
  • Income up to 80% AMI required
  • Must be owner-occupied in New Jersey
  • Forgiven after 10 years of occupancy
  • Currently on waitlist, check for reopening

How to Apply

A grant-savvy contractor in Hawthorne, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications currently paused

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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