Find grants, rebates, forgivable loans, and free programs for Hawthorne, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hawthorne, NJ, with individual awards up to $126,526. 5 programs target seniors, 4 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded rehabilitation grants for owner-occupied homes in Hawthorne requiring major repairs. Income must be at or be...
Free lead-based paint hazard removal for pre-1978 owner-occupied homes in Hawthorne with children under age 6 or pregnan...
Emergency repair grants for immediate health and safety threats in owner-occupied Hawthorne homes for households at or b...
Grants for accessibility modifications in owner-occupied Hawthorne homes for residents with disabilities. Covers ramps, ...
Home repair grants for Hawthorne homeowners age 62 and older with income at or below 80% AMI. Prioritizes repairs that e...
Federally funded weatherization services for income-qualified New Jersey households at or below 200% of federal poverty ...
Forgivable home improvement loans for New Jersey homeowners with income up to 80% AMI. Covers necessary repairs to maint...
State and federal funding to identify and eliminate lead hazards in pre-1978 housing occupied by children under age 6 or...
Rebates for energy-efficient upgrades for PSEG electric and gas customers. Covers high-efficiency HVAC systems, insulati...
Enhanced rebates for air-source and ground-source heat pump installations for PSEG customers. Provides efficient heating...
Whole-home energy efficiency program with comprehensive audits and incentives up to $10,000 for insulation, air sealing,...
New Jersey's solar incentive program provides performance-based payments for residential solar installations through Tra...
Rebates for Level 2 electric vehicle charging station installation at New Jersey homes. Covers equipment and installatio...
Property tax freeze program for New Jersey residents age 65+ or receiving Social Security disability with income up to $...
Annual $250 property tax deduction for New Jersey homeowners age 65+ or permanently disabled, or veterans age 65+. No in...
USDA loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Gra...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cov...
Grants for veterans with certain service-connected disabilities to adapt a home they or a family member own. Covers modi...
Federal HOME funds administered by Passaic County for owner-occupied rehabilitation in qualifying municipalities includi...
New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief ...
New Jersey veterans who are 100% permanently disabled due to service-connected disabilities may qualify for complete exe...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Hawthorne, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hawthorne, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.