Idaho Housing and Finance Association Home Rehabilitation Program

Idaho Housing and Finance Association (IHFA)

Available Home Repair

About This Program

Provides deferred-payment loans to low-income homeowners for major home repairs and rehabilitation work. Loans are 0% interest and payment is deferred until the home is sold, transferred, or no longer owner-occupied.

Deferred loan amount based on needed repairs, 0% interest, no payment until home transfer

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $35,000 for home repairs
  • 0% interest, no payment until home is sold or transferred
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Available through local housing agencies

How to Apply

A grant-savvy contractor in Hayden, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hayden early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, contact local administrator

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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