Montana Housing (Montana Housing Finance Authority)
Affordable home improvement loans through Montana Housing and participating lenders. Available for repairs, renovations, energy efficiency upgrades, and accessibility modifications. Competitive interest rates for income-qualified borrowers. Can be combined with first mortgage or stand-alone.
Competitive rate loan for home improvements, rates vary by credit and income
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Helena, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Helena early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Ongoing program through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs