Montana Coal Endowment Loan Program

Montana Department of Commerce

Available Energy Assistance

About This Program

Low-interest loan program through Montana banks and credit unions for residential energy conservation improvements. Loans available for solar, insulation, windows, HVAC upgrades, and other energy efficiency measures. Interest rates typically 3-4% below market rate.

Low-interest loan with rates 3-4% below market, term up to 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $35,000
  • For energy efficiency and renewable energy
  • Rates 3-4% below market
  • Up to 10-year repayment term
  • Available through Montana lenders

How to Apply

A grant-savvy contractor in Helena, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Helena early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Helena, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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