USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners in rural areas to repair or improve dwellings or remove health and safety hazards. Grants available to homeowners 62+ who cannot afford loan repayment.

Grants up to $10,000 for seniors 62+; loans up to $40,000 at 1% interest

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for homeowners 62+
  • Very low income requirement (50% AMI)
  • Must be in rural area (Helena qualifies)
  • Addresses health, safety, and accessibility needs

How to Apply

A grant-savvy contractor in Helena, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Helena early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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