USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for very low-income rural homeowners to repair, improve, or modernize homes. Up to 20-year repayment term. Can be combined with Section 504 grant for seniors.

Loan at 1% interest with up to 20-year repayment

Key Details

  • Loan up to $40,000 at only 1% interest
  • Very low income homeowners in rural areas
  • Up to 20-year repayment term
  • Can combine with $10,000 grant if 62+
  • For repairs, improvements, or modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 873-2075

A grant-savvy contractor in Henderson, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications based on available funding

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