Find grants, rebates, forgivable loans, and free programs for Henderson, NC, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Henderson, NC, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free weatherization services to income-eligible households in Vance County, inclu...
Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Henderson qual...
Low-interest loan (1%) for very low-income rural homeowners to repair, improve, or modernize homes. Up to 20-year repaym...
Provides affordable financing for low-income homeowners to repair and rehabilitate owner-occupied homes. Administered lo...
Rebate for Duke Energy Progress customers who install qualifying high-efficiency heat pump systems. Rebate amount varies...
Discounted HVAC tune-up service for Duke Energy Progress customers. Includes inspection, cleaning, and minor adjustments...
Rebates for Duke Energy Progress customers who install qualifying high-efficiency electric water heaters, including heat...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
Statewide program providing free lead risk assessments, blood lead testing, and case management for families with childr...
Grant program for Vance County senior homeowners age 62+ to address critical health and safety repairs. Covers emergency...
North Carolina residents with solar panel systems can earn Solar Renewable Energy Credits (SRECs) for electricity produc...
Rebate program for Duke Energy Progress customers who install qualifying solar photovoltaic systems. Program has limited...
CDBG-funded emergency repair grants for low-income homeowners in Vance County facing immediate health and safety hazards...
Grant program for Vance County homeowners with disabilities or seniors needing accessibility modifications. Covers wheel...
Emergency assistance to prevent or restore utility service, or to provide temporary heating/cooling equipment during cri...
Energy efficiency program offering free efficiency kits with LED bulbs, faucet aerators, and programmable thermostats. A...
State-funded program providing deferred payment loans for substantial home repairs and rehabilitation for very low-incom...
CDBG-DR funds become available after federal disaster declarations to help homeowners recover from hurricanes, floods, a...
Low-interest loan program to help low-income homeowners repair or replace failing septic systems. Administered through V...
Property tax exclusion for disabled veterans in North Carolina. Excludes first $45,000 of assessed home value from prope...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Henderson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Henderson, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.