USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards.

Grant amount shown; seniors 62+ may qualify for grant instead of loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement
  • Must be in eligible rural area
  • Covers health/safety repairs and accessibility

How to Apply

A grant-savvy contractor in Hernando, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hernando, MS

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