USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income rural homeowners for repairs, improvements, or modernization, including accessibility modifications for elderly or disabled residents. Highland Village may qualify for certain properties; contact USDA to verify eligibility.

Combines loan at 1% interest with grant for seniors 62+; grant does not require repayment

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income requirement (50% AMI or below)
  • Owner-occupied rural properties only
  • Verify Highland Village property eligibility with USDA

How to Apply

A grant-savvy contractor in Highland Village, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Highland Village early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Highland Village, TX

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