USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very-low-income homeowners in eligible rural areas of Hill County to repair, improve, or modernize their homes. Interest rate as low as 1% for qualified applicants. Maximum repayment period of 20 years.

Loan amount based on repairs needed; low interest rate of 1%

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $40,000 at 1% interest
  • Very-low-income homeowners in rural Hill County
  • 20-year repayment period
  • Covers structural repairs and modernization
  • Must be unable to obtain affordable credit elsewhere

How to Apply

A grant-savvy contractor in Hillsboro, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hillsboro early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hillsboro, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs