Home Improvement Grants in Hilo.

Find grants, rebates, forgivable loans, and free programs for Hilo, HI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hilo, HI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

Hawaii HomeOwnership Center Emergency/Minor Home Repair Assistance

Provides grants for emergency and minor home repairs to income-qualified homeowners statewide. Covers urgent health and ...

Emergency
Up to $8,000 in weatherization services

Hawaii State Weatherization Assistance Program (WAP)

Free weatherization services to reduce energy costs for low-income households. Includes insulation, air sealing, HVAC re...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Loans are...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62 or older to remove health and safety hazards. Must be in rural area and inc...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their home. For veterans who are blind in both eyes wit...

Veterans
Up to $800 rebate

Hawaii Electric Light Heat Pump Water Heater Rebate

Rebate for HELCO customers who install qualifying ENERGY STAR heat pump water heaters. Reduces energy costs by 50-60% co...

Energy
Up to $750 rebate

HELCO Solar Water Heater Rebate

Rebate for residential customers who install qualifying solar water heating systems. Must meet Hawaii Solar Rating & Cer...

Solar/Renewable
Up to $300 rebate

HELCO Energy Efficient Air Conditioner Rebate

Rebate for purchase and installation of qualifying high-efficiency air conditioning units. Must meet minimum SEER and EE...

Energy
Up to $50 rebate

HELCO Energy Efficient Refrigerator Rebate

Rebate for purchase of ENERGY STAR certified refrigerators. Helps reduce electricity consumption and lower monthly utili...

Energy
Tax credit up to $5,000

Hawaii Solar and Renewable Energy Tax Credit

State tax credit equal to 35% of the cost of a solar thermal or photovoltaic system, up to $5,000 per system. Can be com...

Solar/Renewable
Varies by income and property value

Hawaii County Senior Property Tax Credit

Property tax credits for homeowners age 60 or older who meet income requirements. Reduces property tax burden for qualif...

Property Tax Relief
Up to $35,000 forgivable loan

Hawaii County HOME Investment Partnerships Program

Provides owner-occupied rehabilitation assistance to low-income homeowners in Hawaii County. Forgivable loan for major r...

Home Repair
Free lead hazard remediation

Hawaii State Lead Hazard Control Program

Free lead-based paint hazard remediation for homes built before 1978 with children under age 6. Priority given to homes ...

Home Repair
Grant up to $15,000

Hawaii County ADA Home Modification Grant

Grants for accessibility modifications for disabled and senior homeowners in Hawaii County. Covers ramps, bathroom modif...

Seniors & Disability
Loan up to $20,000

Hawaii County Septic System Repair Assistance

Low-interest loans for repair or replacement of failing septic systems in Hawaii County. Helps homeowners address enviro...

Home Repair
Grant up to $8,000

Hawaii County Water Lateral Repair Program

Grants for repair or replacement of private water service laterals connecting homes to the county water main. Assists lo...

Home Repair
Up to $5,000 rebate

FEMA Hurricane Safe Room Rebate

Rebate for construction of residential safe rooms or wind shelters in hurricane-prone areas of Hawaii County. Provides p...

Disaster
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...

Solar/Renewable
Grant up to $25,000

Hawaii County Historic Home Preservation Grant

Matching grants for preservation and restoration of historically significant homes in Hawaii County. Requires property t...

Historic
Loan up to $30,000

Hawaii Energy Efficiency Loan Program

Low-interest loans for energy efficiency improvements including solar water heaters, photovoltaic systems, heat pump wat...

Energy
Grant up to $50,000

Hawaii County Ohana/ADU Construction Grant

Grants to help build accessory dwelling units (ADUs) or ohana units for multi-generational housing. Assists families car...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Hilo

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