USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Loans are at 1% fixed interest for up to 20 years.

1% fixed-rate loan over 20 years for major home repairs

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Income at or below 80% AMI required
  • Must own and occupy home in rural area
  • Up to 20-year repayment term
  • Covers major repairs and accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(808) 933-8380

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Deadline: Ongoing applications

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