Home Improvement Grants in Hoboken.

Find grants, rebates, forgivable loans, and free programs for Hoboken, NJ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hoboken, NJ, with individual awards up to $150,000. 7 programs target seniors, 2 serve veterans, and 9 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $40,000 forgivable loan

Hoboken Owner-Occupied Housing Rehabilitation Program

CDBG-funded forgivable loan for owner-occupied housing rehabilitation in Hoboken for households at or below 80% AMI. Loa...

Home Repair
Up to $10,000 grant

Hoboken Emergency Home Repair Grant

Emergency home repair grants for low-income owner-occupied households in Hoboken facing immediate health and safety thre...

Emergency
Up to $25,000 grant

Hoboken ADA Accessibility Modification Program

Grants for accessibility modifications in owner-occupied homes in Hoboken for persons with disabilities. Covers ramps, g...

Seniors & Disability
Up to $15,000 grant

Hoboken Senior Home Repair Program

Home repair grants for senior homeowners (age 62+) in Hoboken with income at or below 80% AMI. Covers essential home rep...

Seniors & Disability
Up to $8,000 grant

Hoboken Sewer Lateral Replacement Program

Grant program to assist Hoboken homeowners with the cost of replacing deteriorated sewer lateral connections. Available ...

Home Repair
Up to $9,000 in weatherization services

New Jersey Weatherization Assistance Program (WAP)

Federally funded weatherization services for income-eligible households in Hoboken at or below 60% state median income. ...

Weatherization
Up to $10,000 in rebates

NJ Clean Energy Home Energy Audit & Rebates

Statewide rebate program for energy efficiency improvements in Hoboken homes. Includes subsidized energy audits ($50 or ...

Energy
Up to $3,000 rebate

PSEG Electric Heat Pump Rebate Program

Rebates for PSEG customers in Hoboken installing high-efficiency air-source or ductless mini-split heat pumps. Rebates r...

Energy
Up to $750 rebate

PSEG Heat Pump Water Heater Rebate

Rebate for PSEG customers in Hoboken replacing standard electric water heaters with ENERGY STAR certified heat pump wate...

Energy
Ongoing solar credits

NJ Solar Renewable Energy Certificate (SREC) Program

New Jersey's Successor Solar Incentive (SuSI) program provides long-term credits for solar panel installations in Hoboke...

Solar/Renewable
Up to $10,000 deferred loan

NJHMFA Home Repair Program

Deferred-payment home repair loans for low- to moderate-income homeowners in New Jersey including Hoboken. No monthly pa...

Home Repair
$225 annual credit on utility bills

NJ LIFELINE Utility Assistance

Monthly electric and/or gas bill credits for low-income households in Hoboken served by PSEG or other NJ utilities. Elig...

Energy
Up to $1,800 annual credit

NJ Universal Service Fund (USF) Utility Assistance

Provides monthly credits on natural gas and electric bills for low-income Hoboken households at or below 175% federal po...

Energy
Free lead remediation

NJ Lead Hazard Control Assistance Program

HUD-funded lead hazard control for income-eligible households in Hoboken homes built before 1978. Priority for families ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to modify or purchase a home in Hoboken to accom...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify a home in Hoboken. Available to veterans who ar...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Very low-interest loans and grants for low-income homeowners to repair or improve dwellings. Note: Hoboken does not qual...

Home Repair
Up to $150,000 grant

NJ Hurricane Sandy Recovery Program

CDBG-DR funded program to assist Hoboken homeowners with unmet recovery needs from Hurricane Sandy (2012). Provided gran...

Disaster
Up to $35,000 forgivable loan

NJ HomeKeeper Program

Forgivable loan program to help prevent foreclosure for New Jersey homeowners including Hoboken residents who have exper...

Home Repair
Up to $50,000 grant or loan

HOME Investment Partnerships Program (NJ)

Federal HOME funds administered by the state for housing rehabilitation in Hoboken and statewide. Provides grants and lo...

Home Repair
Up to $1,500 rebate

NJ ANCHOR Property Tax Relief

New Jersey's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief ...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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