USDA Section 504 Home Repair Program
USDA Rural Development
About This Program
Very low-interest loans and grants for low-income homeowners to repair or improve dwellings. Note: Hoboken does not qualify as a rural area under USDA definitions, but program listed for reference for those relocating from eligible areas.
Grants up to $10,000 for seniors/disabled; loans up to $40,000 at 1% interest
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
This is a national program. You can also review these local programs in Hoboken, NJ; confirm separately whether they can coordinate:
Key Details
- Hoboken is NOT a USDA-eligible rural area
- Program available only in rural NJ locations
- Grants up to $10,000 for seniors (62+) and disabled
- Loans up to $40,000 at 1% interest
- Listed for reference only
How to Apply
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Track this programProgram phone: (732) 761-5495
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Hoboken.
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Deadline: Not available in Hoboken (not designated rural area)
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