USDA Section 504 Home Repair Program

About This Program

Very low-interest loans and grants for low-income homeowners to repair or improve dwellings. Note: Hoboken does not qualify as a rural area under USDA definitions, but program listed for reference for those relocating from eligible areas.

Grants up to $10,000 for seniors/disabled; loans up to $40,000 at 1% interest

Key Details

• Hoboken is NOT a USDA-eligible rural area
• Program available only in rural NJ locations
• Grants up to $10,000 for seniors (62+) and disabled
• Loans up to $40,000 at 1% interest
• Listed for reference only

How to Apply

A grant-savvy contractor in Hoboken, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Not available in Hoboken (not designated rural area)