Michigan HOME Program - Owner-Occupied Rehabilitation

Michigan State Housing Development Authority (MSHDA)

Available Home Repair

About This Program

Federal HOME funds distributed by MSHDA for major home repairs and rehabilitation for income-qualified homeowners. Loan is forgiven after affordability period (typically 5-15 years depending on amount). Must be administered through local participating agency such as City of Holland.

Forgivable loan with affordability period based on amount invested

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $25,000 for major repairs
  • Income at or below 80% AMI required
  • Administered through local agencies
  • Covers structural, mechanical, electrical repairs
  • Affordability period of 5-15 years

How to Apply

A grant-savvy contractor in Holland, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Holland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Apply through local participating agencies

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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