USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas (parts of Cherokee County may qualify) to repair or improve their dwellings. Loans at 1% fixed interest, up to 20-year term.

Low-interest (1%) loan repaid over up to 20 years

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Available in eligible rural areas of Cherokee County
  • Income at or below 50% AMI required
  • Must be owner-occupied
  • 20-year maximum repayment term

How to Apply

Get free help applying Visit Official Program Page Track this program

(706) 546-2162

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Deadline: Rolling applications, subject to funding

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