Home Improvement Grants in Holly Springs.

Find grants, rebates, forgivable loans, and free programs for Holly Springs, GA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Holly Springs, GA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Georgia Weatherization Assistance Program (WAP)

Federally funded program administered by Georgia DCA providing free weatherization improvements to income-eligible house...

Weatherization
Up to $15,000 down payment assistance

Georgia Dream Homeownership Program

Low-interest mortgage program with optional down payment assistance for first-time and repeat homebuyers in Georgia. Off...

Homebuyer
Forgivable loan up to $35,000

Cherokee County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low-income, owner-occupied households in uninco...

Home Repair
Grant up to $10,000

Cherokee County Emergency Home Repair Grant

Emergency grant for urgent health and safety repairs for very low-income homeowners in Cherokee County. Priority given t...

Emergency
Up to $3,500 in rebates

Georgia Power Energy Efficiency Rebates

Georgia Power offers rebates for qualifying energy-efficient HVAC systems, water heaters, insulation, and home improveme...

Energy
Up to $750 rebate

Georgia Power Heat Pump Rebate

Rebate for installing ENERGY STAR certified heat pump systems in Georgia Power service area. Encourages energy-efficient...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas (parts of Cherokee County may qualify) to repai...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income seniors (age 62+) in eligible rural areas to remove health and safety hazards. Can be combined...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Smaller grant tha...

Veterans
Up to $7,500 grant

Cherokee County ADA Home Modification Program

Grant program for seniors and persons with disabilities to make accessibility modifications to their homes. Covers ramps...

Seniors & Disability
Up to $10,500 state tax credit

Georgia Solar Energy Tax Credit

State income tax credit equal to 35% of the cost of solar photovoltaic systems installed on Georgia homes, up to $10,500...

Solar/Renewable
Loan up to $15,000

Cherokee County Septic System Repair Program

Low-interest loan program for repair or replacement of failing septic systems in Cherokee County. Loans available to inc...

Home Repair
Free lead hazard removal

Georgia Lead-Based Paint Hazard Control Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Services provided at ...

Home Repair
Grant up to $5,000

Cherokee County Senior Home Repair Grant

Grant program specifically for seniors age 60+ in Cherokee County to address minor home repairs and safety issues. Prior...

Seniors & Disability
Up to $1,500 in rebates

Gas South Energy Efficiency Rebates

Rebates for Gas South customers who install high-efficiency natural gas equipment including tankless water heaters, furn...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of residential solar photovoltaic systems and battery storage. No cap on cre...

Solar/Renewable
Up to $50,000 for rehabilitation

Georgia HOME Investment Partnerships Program

Federal HOME funds administered by Georgia DCA for owner-occupied rehabilitation in participating jurisdictions. Provide...

Home Repair
Up to $10,000 exemption

Cherokee County Senior Property Tax Exemption

Property tax exemption for Cherokee County homeowners age 65 and older with qualifying income. Reduces assessed value by...

Property Tax Relief
Up to $50,000 exemption

Cherokee County Disability Property Tax Exemption

Property tax exemption for disabled homeowners in Cherokee County with qualifying income. Reduces assessed value by up t...

Property Tax Relief
Varies by disaster and damage

Georgia Emergency Management Disaster Housing Program

State-administered disaster recovery assistance for homeowners and renters affected by federally declared disasters. Pro...

Disaster
Up to $3,200 annually

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including insulation, windows, doors, heat pumps, and water he...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Holly Springs

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Frequently asked questions

What home improvement grants are available in Holly Springs, GA?

26 programs are currently listed for Holly Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Holly Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Holly Springs, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Holly Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.