IHDA Access Improvement Program

Illinois Housing Development Authority (IHDA)

Available Senior & Disability

About This Program

Low-interest loan program for Illinois homeowners to make accessibility improvements for household members with disabilities. Covers ramps, widened doorways, accessible bathrooms, stairlifts, and other modifications required for safe independent living.

Loan at 3% interest for up to 10 years based on accessibility needs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans for accessibility modifications
  • Income at or below 120% area median income
  • Household member must have a permanent disability
  • Covers ramps, doorway widening, accessible bathrooms
  • 3% interest rate, up to 10 year repayment

How to Apply

A grant-savvy contractor in Homewood, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Homewood early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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