Find grants, rebates, forgivable loans, and free programs for Homewood, AL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Homewood, AL, with individual awards up to $150,000. 6 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in Homewood for households earning at or below ...
Provides emergency repair grants for immediate health and safety hazards in owner-occupied homes. Priority given to seni...
Provides forgivable loans for accessibility modifications to owner-occupied homes for residents with disabilities. Cover...
Assists owner-occupied households with the cost of repairing or replacing damaged sewer lateral lines from the home to t...
Rebates for Alabama Power customers who install qualifying high-efficiency HVAC systems, heat pumps, or ductless mini-sp...
Rebate for Alabama Power customers who replace existing electric water heaters with ENERGY STAR certified heat pump wate...
Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Helps Alabama Power customers save ene...
Rebate for Spire natural gas customers who install high-efficiency gas furnaces with AFUE ratings of 95% or higher. Must...
Federal weatherization program administered by ADECA providing free energy efficiency improvements to income-qualified h...
State-funded lead hazard reduction for homes built before 1978 with children under age 6. Provides free lead testing, ri...
Low-interest home improvement loan for Alabama homeowners to finance repairs, renovations, and accessibility modificatio...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...
Grant program for low-income seniors age 62 and older in Jefferson County to address critical home repairs and safety is...
Federal disaster recovery assistance for Alabama homeowners affected by presidentially-declared disasters. Activated aft...
Federal tax credit for homeowners who install solar photovoltaic systems. Covers 30% of total system cost including equi...
Net metering program allowing Alabama Power customers with rooftop solar to receive bill credits for excess electricity ...
Federal HOME funds administered by Jefferson County for owner-occupied rehabilitation. Provides deferred and forgivable ...
Property tax exemption for Alabama homeowners age 65+ or permanently disabled with annual taxable income under $12,000 (...
Property tax exemption for Alabama veterans with 100% permanent and total service-connected disability rating. Partial e...
Faith-based volunteer organization providing free disaster recovery construction and home repair to uninsured or underin...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Homewood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Homewood, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.