Find grants, rebates, forgivable loans, and free programs for Hoover, AL, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hoover, AL, with individual awards up to $126,526. 10 programs target seniors, 3 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 23 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization services for income-qualified homeowners and renters to reduce energy costs. Inc...
Rebate for qualifying heat pump installations or replacements in Alabama Power service territory. Must meet ENERGY STAR ...
Professional HVAC tune-up service for $75 (regularly $150+). Includes system inspection, cleaning, and efficiency testin...
Rebate for attic, wall, or crawl space insulation upgrades in existing homes. Must meet R-value requirements and be inst...
Net metering program for residential solar installations, providing credits for excess electricity sent back to the grid...
Low-interest loans for home repairs and rehabilitation for moderate-income homeowners in Alabama. Covers major systems, ...
Local delivery of federal weatherization assistance for Jefferson County residents. Provides comprehensive energy effici...
Very low-interest loans (1%) for low-income homeowners in eligible rural areas to repair, improve, or modernize their ho...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...
Grants for veterans with certain service-connected disabilities to adapt a home for accessibility. For veterans with bli...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Complete property tax exemption for Alabama veterans with 100% permanent and total service-connected disability rating f...
Property tax exemption for homeowners age 65+ with annual income below $12,000 (single) or $18,000 (married). Exemption ...
Emergency assistance for low-income homeowners facing sewer lateral failures. Provides grants and low-interest loans to ...
Rebate for installing a qualifying high-efficiency electric water heater. Must meet ENERGY STAR or equivalent efficiency...
Federal HOME funds to modify homes for elderly and disabled residents. Covers wheelchair ramps, bathroom modifications, ...
Rebate for purchasing and installing a qualifying smart thermostat. Must be ENERGY STAR certified and allow utility dema...
State trust fund providing emergency home repair grants for very low-income homeowners, with priority for elderly and di...
FHA-insured mortgage that allows homebuyers to finance both the purchase price and renovation costs in a single loan. Mi...
CDBG Disaster Recovery funds for homeowners affected by presidentially-declared disasters. Covers unmet repair needs not...
Instant discounts on ENERGY STAR certified LED bulbs and fixtures at participating retailers throughout Alabama Power se...
Emergency roof repair grants for low-income homeowners with leaking or structurally compromised roofs. Priority for elde...
Conventional mortgage that allows homebuyers or owners to finance renovations into their home loan. More flexible than F...
Minor home modifications for seniors age 60+ to increase safety and enable aging in place. Covers grab bars, ramps, stai...
Federal tax credits for energy-efficient home improvements under the Inflation Reduction Act. Up to $1,200 for windows, ...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including panels, inverters...
Free online home energy assessment tool that provides personalized recommendations for reducing energy use and costs. Id...
Provides heating and cooling assistance to income-eligible Alabama households through local Community Action Agencies. I...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Hoover, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hoover, 23 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.