NJ Housing Finance Agency Home Repair Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Zero-interest home repair loan for low- to moderate-income homeowners in New Jersey. Covers essential repairs including roof, heating systems, plumbing, electrical, and structural repairs. Loan term up to 10 years.

Zero-interest loan up to $15,000 with flexible repayment terms over 10 years

Key Details

  • Zero-interest loan up to $15,000
  • Income limits: up to 80% AMI
  • Must be owner-occupied primary residence
  • Covers essential home repairs and systems
  • Flexible repayment up to 10 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Hopatcong, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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