NJ Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Below-market rate home improvement loans for low- and moderate-income homeowners. Funds can be used for a wide range of home repairs and improvements including energy efficiency upgrades. Interest rates vary based on income.

Loan amount based on needed improvements and borrower income

Key Details

  • Below-market rate loans up to $25,000
  • Income limits vary by household size
  • Up to 10-year repayment term
  • Covers repairs, improvements, energy upgrades
  • Available statewide

How to Apply

A grant-savvy contractor in Hopewell, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hopewell, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs