USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors (62+) who cannot repay a loan. Hopewell may qualify as rural area.

Grant portion for seniors 62+; loan at 1% interest for others

Key Details

  • Loan up to $27,500 at 1% interest, 20-year term
  • Grant up to $10,000 for seniors 62+ unable to repay loan
  • Very low income required (50% AMI or below)
  • Must be rural area or town under 20,000 population
  • Covers health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 259-3022

A grant-savvy contractor in Hopewell, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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