USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans and grants to very low-income rural homeowners to repair or improve their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Combines grant (if 62+) and low-interest loan based on repair needs

Key Details

  • Low-interest loans up to $40,000 at 1%
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Hopkinsville, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hopkinsville, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs