Find grants, rebates, forgivable loans, and free programs for Hopkinsville, KY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hopkinsville, KY, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program delivered locally through Pennyrile ADD. Provides free energy efficiency upgrade...
USDA program offering low-interest loans and grants to very low-income rural homeowners to repair or improve their homes...
State-backed mortgage program offering competitive interest rates and down payment assistance for first-time homebuyers ...
Rebate for Pennyrile Electric members who install qualifying high-efficiency electric heat pumps. Rebate amount varies b...
Rebate for Pennyrile Electric members who install qualifying energy-efficient electric water heaters, including heat pum...
State program providing free lead inspections, risk assessments, and case management for homes where a child under 6 has...
Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabilitie...
Grant for veterans with certain service-connected disabilities including blindness in both eyes or loss/loss of use of l...
CDBG-funded rehabilitation program providing forgivable loans for major home repairs to low- and moderate-income homeown...
Grant program to assist low-income homeowners with disabilities or seniors in making ADA-compliant modifications to thei...
State-funded emergency repair program for critical health and safety issues in owner-occupied homes. Covers immediate th...
Rebate for Pennyrile Electric members who add qualifying insulation to their homes. Covers attic, wall, and crawl space ...
Grant for homeowners age 62 and older to address minor health, safety, and accessibility repairs. Covers grab bar instal...
Low-interest loan program to help homeowners repair or replace private sewer laterals from the house to the city main. H...
Federal HOME funds distributed by Kentucky Housing Corporation for affordable housing activities including homebuyer ass...
Kentucky state property tax exemption for homeowners age 65 or older, totally disabled, or qualifying veterans. Exempts ...
State-administered federal CDBG Disaster Recovery funds to help homeowners and renters recover from presidentially-decla...
Down payment assistance for first-time homebuyers in Kentucky purchasing in targeted census tracts or meeting income req...
Rebate for Pennyrile Electric members who purchase and install qualifying smart/programmable thermostats. Helps reduce e...
Combined state and federal tax credits for substantial rehabilitation of certified historic structures. Kentucky offers ...
Federal Low Income Home Energy Assistance Program helps low-income households pay heating bills during winter months. Ad...
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Available for systems place...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Hopkinsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hopkinsville, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.