USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing very low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize homes in eligible rural areas. Grants available only to homeowners 62+ who cannot afford loan repayment. Removes health and safety hazards.

Combines low-interest loan and grant based on age and income; grant portion shown

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Horn Lake, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications accepted

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Horn Lake, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs