USDA Section 504 Home Repair Program

About This Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Seniors age 62+ may qualify for grant funds.

Low-interest loan or grant depending on age and need, up to combined total

Key Details

• Loans up to $27,500 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Must be in eligible rural area
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Hot Springs, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications