Find grants, rebates, forgivable loans, and free programs for Hot Springs, AR, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hot Springs, AR, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major rehabilitation assistance for eligible owner-occupied homes in Hot Springs city limits. Loan is forgiven ...
Provides emergency repair grants for owner-occupants with income at or below 50% AMI facing immediate health and safety ...
Provides grants for accessibility modifications in owner-occupied homes for elderly or disabled residents with income at...
Assists income-qualified homeowners with repair or replacement of private sewer lateral lines from the home to the city ...
Federally funded weatherization program providing free energy efficiency upgrades to income-qualified households. Servic...
Rebate for residential customers who install qualifying high-efficiency electric heat pumps (minimum 16 SEER, 9.0 HSPF)....
Rebate for professional HVAC tune-up service performed by a qualified contractor. Helps ensure air conditioning systems ...
Rebate for adding insulation to attics and walls in existing homes. Must meet minimum R-value requirements and be instal...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
Provides emergency repair grants for low-income homeowners across Arkansas facing critical health and safety issues. Adm...
Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...
Helps veterans with service-connected disabilities adapt a home to meet their disability-related needs. Grant can be use...
For veterans with certain severe service-connected disabilities, this grant helps build a specially adapted home or modi...
Federal tax credit covering 30% of the cost of installing a residential solar energy system, including equipment and lab...
Arkansas homeowners age 65 or older with total household income under $25,000 can freeze their property assessment, prev...
Veterans with 100% permanent and total service-connected disability rating are exempt from all state and local property ...
Federal HOME funds distributed through Arkansas for owner-occupied housing rehabilitation. Assists low-income homeowners...
Federal disaster recovery funds allocated to Arkansas following presidentially declared disasters. Assists uninsured and...
Receive $50 for recycling old, working refrigerators or freezers through Entergy's appliance pickup service. Helps remov...
Federal program that provided mortgage payment assistance, property tax assistance, and homeowner's insurance help to Ar...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Hot Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hot Springs, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.