USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Typical package combines $10,000 grant with $20,000 loan for qualifying seniors

Key Details

  • Low-interest loans and grants for home repairs
  • Must be in eligible rural area of Montgomery County
  • Income at or below 50% AMI required
  • Seniors 62+ eligible for grants up to $10,000
  • Loans at 1% interest for up to 20 years

How to Apply

A grant-savvy contractor in Huber Heights, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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