Find grants, rebates, forgivable loans, and free programs for Huber Heights, OH, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Huber Heights, OH, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State-funded weatherization services for income-qualified Ohio households. Includes attic and wall insulation, air seali...
State-funded rehabilitation loans and grants for owner-occupied homes in Ohio. Funds may be used for major repairs, acce...
State program providing free lead hazard control for homes built before 1978 with children under age 6 or pregnant women...
CDBG-funded home rehabilitation program for low-income owner-occupants in Montgomery County. Provides forgivable loans f...
Provides emergency grants for urgent health and safety repairs for very low-income homeowners in Montgomery County. Cove...
Provides grants and forgivable loans for home modifications that improve accessibility for residents with disabilities i...
AES Ohio offers rebates for qualifying energy-efficient home upgrades including HVAC systems, insulation, smart thermost...
Rebates for installation of qualifying electric heat pumps or geothermal systems in AES Ohio service territory. Higher r...
Natural gas rebates for qualifying high-efficiency furnaces, boilers, and water heaters for Vectren customers in southwe...
Ohio homeowners with solar installations can generate and sell Solar Renewable Energy Credits (SRECs) representing the e...
Federal tax credit covering 30% of the cost of installing residential solar panels and battery storage systems. Credit a...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grants for veterans with certain service-connected disabilities to modify or purchase an adapted home. Covers accessibil...
Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they reside or ...
Property tax exemption for Ohio homeowners who are seniors (65+), permanently and totally disabled, or disabled veterans...
State-funded heating assistance program that helps eligible Ohio households pay winter heating bills. Regular HEAP provi...
Extended payment plan for low-income Ohioans who are having trouble paying their gas or electric bills. Participants pay...
Free snow removal services for Montgomery County seniors 60+ and persons with disabilities who are unable to clear their...
City program providing financial assistance for repair or replacement of private sewer laterals for income-qualified hom...
Assistance program for repair or replacement of private water service lines from the main to the home. Available to inco...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Huber Heights, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Huber Heights, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.