Harris County Owner-Occupied Home Repair Program

Harris County Community Services Department (CDBG)

Available Home Repair

About This Program

Provides deferred, forgivable loans to income-qualified homeowners in unincorporated Harris County for major home repairs. Loan is forgiven after 10 years if homeowner maintains occupancy and property taxes.

Forgivable loan based on scope of repairs, no repayment if you stay in home 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% area median income
  • Must be owner-occupied in Harris County
  • Forgiven after 10 years of continuous occupancy
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in Humble, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Humble early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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