USDA Section 504 Home Repair Grants & Loans

About This Program

USDA program providing grants (up to $7,500 for seniors 62+) and low-interest loans (up to $20,000, 1% APR, 20-year term) to very low-income rural homeowners for repairs to remove health and safety hazards or make accessibility improvements. Huntingdon qualifies as a rural area.

Combines maximum grant (seniors 62+) plus maximum loan; actual amounts vary by need

Key Details

• Grants up to $7,500 for seniors 62+ to remove hazards
• Loans up to $20,000 at 1% interest, 20-year term
• Very low income required (50% AMI or below)
• Must be owner-occupied in rural area
• Covers accessibility, health/safety repairs

How to Apply

A grant-savvy contractor in Huntingdon, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual appropriations