USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Home Repair

About This Program

Provides grants up to $10,000 for seniors 62+ and loans up to $20,000 for very low-income rural homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grant funds target accessibility improvements for seniors.

Maximum combines $10,000 grant (seniors 62+) plus $20,000 low-interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for seniors 62+ to remove hazards
  • Loans up to $20,000 at 1% interest for 20 years
  • Income must be below 50% area median income
  • Rural location required (Huntington qualifies)
  • Covers structural repairs, accessibility, health/safety

How to Apply

A grant-savvy contractor in Huntington, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Huntington early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to annual funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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