USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA offers loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants up to $7,500 are available for homeowners 62 or older who cannot repay a loan. Hutchins may qualify depending on census tract designation.

Grant estimate for senior homeowners; loan amounts available up to $27,500

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $7,500 for homeowners 62+ who cannot repay loan
  • Loans up to $27,500 at 1% interest for very-low-income
  • Must own and occupy home in eligible rural area
  • Covers health/safety hazards and accessibility improvements
  • Contact Temple, TX office for Hutchins eligibility

How to Apply

A grant-savvy contractor in Hutchins, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hutchins early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hutchins, TX

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