USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair or improve their homes. Grant funds must be used to remove health and safety hazards. Available in eligible rural areas near Independence.

Grant portion for seniors 62+; loans available at 1% interest for 20 years

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Must be very low-income (50% AMI or below)
  • Owner-occupied homes in eligible rural areas
  • Grants for health and safety hazard removal

How to Apply

Get free help applying Visit Official Program Page Track this program

(859) 224-7351

A grant-savvy contractor in Independence, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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