Oregon Housing and Community Services
Provides forgivable loans to moderate-income Oregon homeowners for essential home repairs. Loans are forgiven after 10 years if the borrower continues to own and occupy the home as their primary residence.
Forgivable loan forgiven over 10 years of continued occupancy
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Independence, OR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Independence early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Subject to annual funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs