Home Improvement Grants in Independence.

Find grants, rebates, forgivable loans, and free programs for Independence, OR, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Independence, OR, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Oregon Low-Income Weatherization Assistance Program (WAP)

Federally-funded weatherization program serving low-income households in Independence. Provides free energy audits and i...

Weatherization
Up to $2,500 rebate

Energy Trust of Oregon Heat Pump Rebate

Offers cash incentives to Independence residents served by Portland General Electric for installing qualifying ductless ...

Energy
Up to $600 rebate

Energy Trust of Oregon Window & Door Rebate

Provides rebates for installing ENERGY STAR certified windows and doors in homes served by Portland General Electric or ...

Energy
Up to $5,500 rebate

Energy Trust of Oregon Insulation Rebate

Offers rebates for attic, wall, floor, and duct insulation improvements in homes served by PGE or Pacific Power. Must us...

Weatherization
Up to $8,000 incentive

Energy Trust of Oregon Solar Incentive

Provides cash incentives for installing solar electric systems on homes served by PGE or Pacific Power in Independence. ...

Solar/Renewable
Forgivable loan up to $30,000

Polk County Owner-Occupied Rehabilitation Program

Provides forgivable loans to low-income homeowners in Polk County for major home repairs and improvements. Loans are for...

Home Repair
Up to $10,000 grant

Polk County Emergency Home Repair Grant

Provides emergency repair grants for very low-income homeowners in Polk County facing immediate health and safety hazard...

Emergency
Up to $15,000 grant

Polk County Home Accessibility Modification Program

Assists low-income homeowners with disabilities or seniors in Polk County with accessibility modifications such as ramps...

Seniors & Disability
Free lead hazard assessment and remediation

Oregon Childhood Lead Poisoning Prevention Program

Provides free lead hazard assessments and remediation for homes built before 1978 where children under age 6 reside or s...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home where they res...

Veterans
Up to $30,000 forgivable loan

Oregon LIFT Home Repair Assistance

Provides forgivable loans to moderate-income Oregon homeowners for essential home repairs. Loans are forgiven after 10 y...

Home Repair
Up to $7,000 in services

Portland General Electric Low-Income Weatherization

Provides free weatherization services to income-qualified PGE customers, including insulation, air sealing, weather-stri...

Weatherization
Up to $75 rebate

Energy Trust Smart Thermostat Rebate

Offers instant rebates on qualifying smart thermostats purchased at participating retailers for PGE and Pacific Power cu...

Energy
Defers property tax until home sale or estate settlement

Oregon Property Tax Deferral for Seniors & Disabled

Allows Oregon homeowners age 62+ or permanently disabled with income under $52,500 to defer property taxes. The state pa...

Property Tax Relief
Up to $5,000 grant

Independence Sewer Lateral Assistance Program

Provides financial assistance to low-income homeowners in Independence for repair or replacement of private sewer latera...

Home Repair
Up to $750 rebate

Energy Trust Heat Pump Water Heater Rebate

Provides rebates for installing ENERGY STAR certified heat pump water heaters in homes served by PGE or Pacific Power. H...

Energy
Up to $2,500 grant

Polk County Senior Home Repair Program

Provides grants to low-income seniors age 60+ in Polk County for minor home repairs and safety improvements such as grab...

Seniors & Disability
Up to $50,000 grant

Oregon Disaster Recovery Home Repair

Provides grants to repair or rebuild homes damaged by federally-declared disasters in Oregon. Activated following major ...

Disaster
Up to $200 rebate

Energy Trust Heat Pump Clothes Dryer Rebate

Offers rebates for purchasing ENERGY STAR certified heat pump clothes dryers for homes served by PGE or Pacific Power. H...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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