USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing grants (for seniors 62+) and low-interest loans for repairs to remove health and safety hazards. Available only in eligible rural areas; some portions of Dakota County may qualify. Contact USDA to verify eligibility.

Grant up to $27,500 for seniors 62+; loan component up to $40,000

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI
  • Must be in eligible rural area
  • Repairs to remove health/safety hazards

How to Apply

A grant-savvy contractor in Inver Grove Heights, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Inver Grove Heights early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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