SC Housing Trust Fund Homeowner Repair Program

South Carolina State Housing Finance and Development Authority

Available Home Repair

About This Program

State-funded program providing forgivable loans to income-qualified homeowners for critical repairs that address health, safety, and building code issues. Loan is forgiven after 10 years of continued owner occupancy.

Forgivable loan with 10-year affordability period, typical award $25,000

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI
  • Owner-occupied primary residence
  • Covers critical health/safety repairs
  • Forgiven after 10 years of occupancy

How to Apply

A grant-savvy contractor in Irmo, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Subject to annual funding allocations

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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