Home Improvement Grants in Irmo.

Find grants, rebates, forgivable loans, and free programs for Irmo, SC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irmo, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

South Carolina Weatherization Assistance Program (WAP)

Federally funded program administered through Central Midlands Council of Governments that provides free energy-efficien...

Weatherization
Up to $25,000 forgivable loan

SC Housing Homeownership Repair Program

Provides forgivable loans to low- and moderate-income homeowners for critical home repairs that address health, safety, ...

Home Repair
Up to $30,000 forgivable loan

Lexington County Owner-Occupied Rehabilitation Program

CDBG-funded program providing comprehensive home rehabilitation for income-qualified homeowners in unincorporated Lexing...

Home Repair
Up to $5,000 grant

Lexington County Emergency Home Repair Grant

Grant program for urgent repairs that pose immediate health and safety threats to very low-income homeowners in Lexingto...

Emergency
Up to $15,000 forgivable loan

Lexington County ADA Accessibility Modification Program

Provides accessibility modifications for income-qualified homeowners with disabilities in Lexington County. Covers ramps...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Irmo qu...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants to very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Does n...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...

Veterans
Up to $550 rebate

Dominion Energy HVAC Rebate Program

Rebates for Dominion Energy electric customers who install qualifying high-efficiency heat pumps or central air conditio...

Energy
Up to $400 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebate for Dominion Energy electric customers who install qualifying ENERGY STAR certified heat pump water heaters, whic...

Energy
$100 rebate

Dominion Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats learn your schedule and can reduce...

Energy
Up to $250 rebate

Dominion Energy Insulation Rebate

Rebate for Dominion Energy customers who add qualifying attic or wall insulation to their homes. Insulation must meet mi...

Weatherization
Up to 25% of system cost (max $35,000 total)

South Carolina Solar Energy Tax Credit

State tax credit for installing solar energy systems on South Carolina residential properties. Provides 25% of installat...

Solar/Renewable
30% of solar system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar photovoltaic systems (and battery storage if charged by solar) inst...

Solar/Renewable
Bill credits for excess solar generation

Dominion Energy Net Metering Program

Net metering allows residential solar customers to receive credits on their electric bills for excess electricity genera...

Solar/Renewable
Up to $25,000 for rehabilitation

South Carolina HOME Investment Partnerships Program

Federal HOME funds administered by SC Housing to assist low-income homeowners with rehabilitation of owner-occupied home...

Home Repair
Free lead hazard assessment and remediation

South Carolina Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $35,000 forgivable loan

SC Housing Trust Fund Homeowner Repair Program

State-funded program providing forgivable loans to income-qualified homeowners for critical repairs that address health,...

Home Repair
Up to $7,500 grant

Lexington County Senior Home Repair Program

Grant program for homeowners age 60+ in Lexington County to make critical home repairs and accessibility modifications t...

Seniors & Disability
Exempts first $50,000 of home value from property tax

South Carolina Homestead Exemption (Age 65+)

Homeowners age 65 and older (or totally and permanently disabled) receive an exemption on the first $50,000 of the fair ...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Irmo

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Irmo, SC?

25 programs are currently listed for Irmo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Irmo have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irmo, 16 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Irmo?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.