Alabama Housing Finance Authority Step Up Program

Alabama Housing Finance Authority (AHFA)

Available Home Repair

About This Program

AHFA's Step Up program provides forgivable loans to moderate-income homeowners for critical home repairs and rehabilitation. Loan is forgiven over 5 years if the borrower remains in the home and maintains compliance.

Forgivable loan, no repayment required after 5 years of owner occupancy

Key Details

  • Forgivable loan up to $15,000 for home repairs
  • Income limits vary by household size
  • Must maintain owner-occupancy for 5 years
  • Covers roofing, plumbing, electrical, HVAC, structural
  • Loan forgiven incrementally over 5-year period

How to Apply

Get free help applying Visit Official Program Page Track this program

(334) 244-9200

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Deadline: Ongoing while funds available

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